For all business and real-estate borrowers, financial brokers, mortgage brokers, real-estate brokers, financial consultants, and any other professional business person seeking financing anywhere in the world. Covers lenders of all types, public and private placement of securities to raise money, limited-partnership offerings for business and real-estate funding, grants, private lenders, and other sources of startup, bridge, interim, second-round, permanent, and all junior-type financing for both profit-making and not-for-profit businesses and organizations.

PERSONAL LOANS, ALSO CALLED "SIGNATURE LOANS", are not backed by anything other than some ink on paper. That is, a personal loan is a non-collateralized loan. So how can such a loan help you? It can:

* Give you the cash needed for the down payment on real estate or a business. This can get YOU started, as it has many others!

* Can help you improve your credit rating by allowing you to establish a record of full and on-time repayments of your loan.

* Allow you to build a good reputation with a lender who may extend larger real estate or business loans to you in the future.

WHAT ARE GOOD WAYS TO GET PERSONAL LOANS TODAY? Here are easy steps you can take for yourself, or your client, to get the personal loan needed for real estate or business startup:

1. Look for ads of local personal loan lenders in your neighborhood newspapers, Yellow Pages and magazines.

2. Contact lenders you want to work with. Ask them to send you full data on their loan guidelines.

3. Carefully review the guidelines you receive to see how you might qualify for the personal loans that are offered.

4. Fill out your selected loan application, typing it throughout. Answer every question carefully, and fully.

5. Send, or bring in, your application to your lender. Ask the loan officer if he/she thinks your loan application would be approved. Tell the loan officer you do not want your credit checked on the computer until after you have their opinion on the chances of approval.

6. Ask the loan officer how your loan application might be improved. Do what he/she recommends.

7. Go ahead with full submission of your application. You're almost certain to get a YES answer if you've, followed your loan officer's recommendations and submitted a typewritten loan application.

Copyright International Wealth Success, Inc. Jan 2005
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